Lately, a lot of blogs I’ve been reading have mentioned Dave Ramsey in one way or another. I’d heard the name before so one night I decided to tune into his show. I am all for being frugal and saving money, so I found some of the stuff interesting. Luckily, the only debt we have is our mortgage payment and one small car payment, so a lot of what he was talking about was not really relevant to our situation. However, one caller asked him about life insurance. He had been researching term life insurance quotes and wanted Mr. Ramsey’s advice on what to do. Now, I was always under the impression that whole life insurance is perferable to term, but in his opinion, the return you get on whole life insurance just isn’t worth the investment. I haven’t had the chance to research it further, but I probably will because I’d never heard that before. I just found that interesting.