Last month we refinanced our home mortgage and got a killer rate that is not only saving us money, but cutting down on how long we have to pay. With our old mortgage, the home insurance was paid through escrow, but now it’s not. We’ve been thinking of switching insurance companies anyway, so this might be the kick we need. While we’re at it, we can try to find cheap auto insurance. Why not save as much as you can? (Especially after my visit to the dentist this afternoon — youch! Saving a few hundred just might balance everything out!)