Although it’s not a fun topic to think about, the truth is we’re all going to die someday. Hopefully it will be when we are old and gray and have lived a wonderful, fulfilling life, but you never know. And if you have dependants or a mortgage, or really any kind of debt which could burden your loved ones, it’s important to consider life insurance. There are several types out there, including no exam life insurance. A little bit is better than nothing.